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At Bharat Pay our principal concern is the responsible use of information that users and clients share and disclose to us. Bharat Pay's commitment towards guaranteed confidentiality and privacy at all times is clearly articulated in our Privacy Policy. We will use our best efforts to ensure that the information you submit to us remains private, and is used only for the purpose for which it is submitted.

This Policy holds true for a non-customer who has provided information to the Bank by any means, with or without the intentions of establishing a relationship, of whatsoever nature, with the Bank. By divulging any information to us, users agree to the terms and conditions of this Policy.

We collect information that users provide voluntarily to us . Except for the purposes and under the circumstances mentioned in this Policy, Bharat Pay does not provide any information of users to a third party without specifically informing the users at the time of collection or without the express consent of users themselves.

Bharat Pay logs IP addresses, browser type, number of pages viewed etc. in order to provide better service for our users. We use the information to get page view statistics, to analyze trends and better understand the usage of the site, and for system administration purposes.

Use of User Information

Bharat Pay may use the Customer Information for the purposes , inter –alia , customer identification/ verification, providing of financial services and products, for customization of products or services, marketing or promotion of financial products/ services; to check credit rating, enforcement of Customer obligations and such other purpose to facilitate optimal and high quality services.

Bharat Pay reserves the right to perform statistical analysis of user behaviours and preferences in order to measure users' relative interests in the various areas of the web site for the purpose of product and service development. The analysis is anonymous and not tagged to identifiable users. The analytical data that Bharat Pay collects is for internal use only to improve the content and services of its web site. In return, users will benefit from improved quality of services.

Unless Bharat Pay specifically informs users at the time of collection, or unless users give express consent, Bharat Pay does not provide any personally identifying information to a third party. However, if permitted or required by law or subpoenaed or ordered by a court of law or to enforce the Terms and Conditions of the Products or services or to safeguard / defend our rights , interests and properties or that of our affiliates , Bharat Pay will have to disclose to the proper authorities the personal information of any individual user.

Bharat Pay may disclose the data created after statistical analysis (not tagged to identifiable users) to any person, without any limitation and the User hereby give your consent for the same. Bharat Pay may disclose Customer Information to any of the Bharat Pay’s associates and affiliates, without any limitation and the User / Client hereby give consent for the same.

We may disclose the Customer Information to third parties for purposes, inter alia, for advertising, for any joint product promotion campaigns or for availing support services, for participation in electronic clearing network etc. .

We may also share with third parties, the information obtained with your consent, from your mobile device like device location, device information (including storage, model, installed apps, Wi-Fi , mobile network etc. ), transactional and promotional SMS , communication and call logs, for purposes including statistical analysis, credit rating etc. in order to enable us to provide you banking / financial services with high quality and standards. However, while disclosing any such information to third parties as afore-mentioned, we will make reasonable efforts to bind them with obligation to keep the same secure and confidential and an obligation to use the information for the purpose for which the same is disclosed, and you hereby give your consent for the same.

Linked sites are not under the control of Bharat Pay, and Bharat Pay will not be held responsible for the content or privacy policies of any linked sites or any links containing other linked sites.

Updating of Privacy Policy and Consent

Bharat Pay will, as and when it deems fit to do so, change, alter or modify its Privacy Policy. Users are advised to visit the site continually in order to monitor changes in the policy, as the policy will be binding upon them in relation to their use of Bharat Pay 's services.

We have taken reasonable measures to protect security and confidentiality of the Customer Information and its transmission through the World Wide Web. You are required to follow the Terms and Conditions while using this Website including the instructions stated therein in respect of security and confidentiality of your Log-in and Password.

The Bank will give access to Customer Information to only authorised employees. Employees who violate this Privacy Policy shall be subject to disciplinary process as per the byelaws of the Bank. Any employee who withdraws from the employment of the Bank will have to undertake to abide by this Privacy Policy and keep all Customer Information secure and confidential.